Loan Modification

If you can afford your payments now, but can't afford the amount you are behind, a loan modification will allow you to push the "reset" button and start making your payments again.  You must apply and get approved. We are very successful at getting loan modification applications approved in 30 days. We can handle the whole process for you saving you time and hassle. Call us to discuss.

Funding

Sources

Our partners have access to investors who can provide you quick funding. These funding sources can help you bring your mortgage current, purchase your home so you can lease or rent it back from them, renovate your home so you sell it for top dollar, and even quick cash for the sale of your home. Call us to discuss.

Sell Your House

If you owe less than your house is worth, you may decide to sell your house and put the equity in your pocket. The housing market is hot and houses are selling very quickly. You can sell your house, pay off the loan, and avoid foreclosure. CAUTION. You may be contacted about a short sale. Please contact us to discuss the pros and cons before you agree to short sale your house.  Call us to discuss.

Deed In Lieu of Foreclosure

A deed in lieu of foreclosure basically means you sign the ownership of your house back over to your mortgage company. You have to request approval from your mortgage company, but they often will pay you to vacate your property. A deed in lieu of foreclosure is a good option if you don't want to keep you house, but you owe more than you can sell it for.  It's a way to avoid foreclosure and still make a little bit of money to cover relocation expenses.  We can help you with this process. Call us to discuss.

Bankruptcy

Bankruptcy is not our first recommendation. Bankruptcy is a solution, but it can have very long-term consequences. Because we are so successful with other options, we only recommend bankruptcy as an absolute last resort. There are two types of bankruptcies, and we can discuss both in detail and the pros and cons of each. We don't do bankruptcies, but we have area attorneys that we can refer you to if we determine bankruptcy is the best option for you.  Call us to discuss.

Save Money - Buy Time

Everyone facing foreclosure can benefit from time. We can help you buy many months of time, even after you've been sued. This extra time will allow you to explore all of your options and find the best solution for your individual situation. Plus, you will get to continue living in your home and saving money.

Call us to discuss.